Reply
 
Thread Tools Search this Thread
 
Old 13 August 2009, 08:32   #1
JSP
Member
 
Country: UK - England
Town: Southport
Boat name: Qudos
Make: 5.4 Searider
Length: 5m +
Engine: Yam 115 V4
MMSI: 235068784
Join Date: Sep 2008
Posts: 3,930
Loans

Anyone tried to get a loan recently? Obviously is going to be harder but wouldn't have thought it would be impossible!
Been knocked back twice now so decided to leave it. Am gutted as I wanted to get this http://cgi.ebay.co.uk/ws/eBayISAPI.d...=STRK:MEWAX:IT
Very tidy boat.
Ah well.
__________________
JSP is offline   Reply With Quote
Old 13 August 2009, 08:39   #2
Member
 
Country: UK - England
Town: Hamble
Boat name: Worth the wait
Make: Parker
Length: 7m +
Engine: Outboard
Join Date: Apr 2008
Posts: 1,446
After being given 10's, if 100's £millions of our tax payers money, why on earth should they want to "give" any of it back??

Coming of a very good tracker mortgage soon, I am staggered at the rate of the "standard variable" rate. As I recall it is at the same level now, as when the Bank of England rate was 3%, so as it is now 0.5%, I was expecting (stupidly) for it to be in the region of 1 - 2%.

Should have privatised the lot of them or let them sink. By comparison, Estate Agents are looking good ...
__________________
Steve_B is offline   Reply With Quote
Old 13 August 2009, 08:50   #3
RIBnet admin team
 
Poly's Avatar
 
Country: UK - Scotland
Boat name: imposter
Make: FunYak
Length: 3m +
Engine: Tohatsu 30HP
MMSI: 235089819
Join Date: Sep 2005
Posts: 11,627
Quote:
Originally Posted by JSP View Post
Anyone tried to get a loan recently? Obviously is going to be harder but wouldn't have thought it would be impossible!
Been knocked back twice now so decided to leave it.
I've not tried - but from what I can see they are still dishing out credit cards - some of which offer the sort of rates you might expect on a small loan? That said if the bank thinks you might struggle to pay back a loan getting into [more] debt might not be the best solution - and you'll just have to stick to the SR5.4

Quote:
Am gutted as I wanted to get this http://cgi.ebay.co.uk/ws/eBayISAPI.d...=STRK:MEWAX:IT
Very tidy boat.
John, the port tube cone looks surprisingly worn for supposedly 2 yr old tubes?
__________________
Poly is offline   Reply With Quote
Old 13 August 2009, 08:58   #4
JSP
Member
 
Country: UK - England
Town: Southport
Boat name: Qudos
Make: 5.4 Searider
Length: 5m +
Engine: Yam 115 V4
MMSI: 235068784
Join Date: Sep 2008
Posts: 3,930
Quote:
Originally Posted by Polwart View Post
I've not tried - but from what I can see they are still dishing out credit cards - some of which offer the sort of rates you might expect on a small loan? That said if the bank thinks you might struggle to pay back a loan getting into [more] debt might not be the best solution - and you'll just have to stick to the SR5.4

John, the port tube cone looks surprisingly worn for supposedly 2 yr old tubes?
Don't use or like credit cards as they tend to get used by people other than me (Naming no names.....WIFE!!!) and things get silly. Besides the mortgage which I'm actually in credit for I have no other loans. One thing they don't like is my mortality rate (fancy word for you can cark it any minute)

Looking at other Osprey's they seem to look a bit scruffy around the cone seam?
__________________
JSP is offline   Reply With Quote
Old 13 August 2009, 09:00   #5
Member
 
chewy's Avatar
 
Country: UK - England
Town: Up Norf
Make: Avon SR4,Tremlett 23
Length: 4m +
Engine: Yam 55, Volvo 200
Join Date: Apr 2007
Posts: 5,217
Get an SR4!
__________________
chewy is offline   Reply With Quote
Old 13 August 2009, 09:02   #6
JSP
Member
 
Country: UK - England
Town: Southport
Boat name: Qudos
Make: 5.4 Searider
Length: 5m +
Engine: Yam 115 V4
MMSI: 235068784
Join Date: Sep 2008
Posts: 3,930
Quote:
Originally Posted by chewy View Post
Get an SR4!
Had one and would love one again!
__________________
JSP is offline   Reply With Quote
Old 13 August 2009, 09:30   #7
Member
 
chewy's Avatar
 
Country: UK - England
Town: Up Norf
Make: Avon SR4,Tremlett 23
Length: 4m +
Engine: Yam 55, Volvo 200
Join Date: Apr 2007
Posts: 5,217
http://www.boatsandoutboards.co.uk/view/F213489

Sell your SR5.4 and buy that. That way you have some pennies in your back pocket for beer and a 4x4.
__________________
chewy is offline   Reply With Quote
Old 13 August 2009, 09:33   #8
JSP
Member
 
Country: UK - England
Town: Southport
Boat name: Qudos
Make: 5.4 Searider
Length: 5m +
Engine: Yam 115 V4
MMSI: 235068784
Join Date: Sep 2008
Posts: 3,930
Quote:
Originally Posted by chewy View Post
http://www.boatsandoutboards.co.uk/view/F213489

Sell your SR5.4 and buy that. That way you have some pennies in your back pocket for beer and a 4x4.
Looks ok, is that a 40 or a 50 on the back?
__________________
JSP is offline   Reply With Quote
Old 13 August 2009, 11:03   #9
Member
 
Country: UK - England
Town: Plymouth
Make: Avon SR4,AX500
Length: 4m +
Engine: Yam 50 2 Stroke
Join Date: Jan 2009
Posts: 418
Quote:
Originally Posted by chewy View Post
http://www.boatsandoutboards.co.uk/view/F213489

Sell your SR5.4 and buy that. That way you have some pennies in your back pocket for beer and a 4x4.
I enquired about that one but have my doubts about the vendor???

http://www.boatstore.co.cc/

Have a look at the prices just seems too cheap to me.....maybe i am being sceptical?

A 2009 200 ETEC for £4799!!!!!
__________________
gibbo500 is offline   Reply With Quote
Old 13 August 2009, 11:08   #10
Member
 
Country: UK - England
Town: Plymouth
Make: Avon SR4,AX500
Length: 4m +
Engine: Yam 50 2 Stroke
Join Date: Jan 2009
Posts: 418
Or how about a brand new Verado for £4700?

BE AWARE!
__________________
gibbo500 is offline   Reply With Quote
Old 13 August 2009, 11:08   #11
Member
 
chewy's Avatar
 
Country: UK - England
Town: Up Norf
Make: Avon SR4,Tremlett 23
Length: 4m +
Engine: Yam 55, Volvo 200
Join Date: Apr 2007
Posts: 5,217
Thats a scam site.
__________________
chewy is offline   Reply With Quote
Old 13 August 2009, 13:21   #12
Member
 
Country: UK - Wales
Town: swansea
Boat name: Too Blue
Make: BLANK
Length: 8m +
Engine: Suzuki DT225
Join Date: Mar 2004
Posts: 12,791
Well dodgy - leave well alone!!!

They gave me a price of £5400 for a Verado 350!!!
__________________
codprawn is offline   Reply With Quote
Old 13 August 2009, 14:19   #13
Member
 
chewy's Avatar
 
Country: UK - England
Town: Up Norf
Make: Avon SR4,Tremlett 23
Length: 4m +
Engine: Yam 55, Volvo 200
Join Date: Apr 2007
Posts: 5,217
Quote:
Originally Posted by codprawn View Post
Well dodgy - leave well alone!!!

They gave me a price of £5400 for a Verado 350!!!
Should of got two!
__________________
chewy is offline   Reply With Quote
Reply


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off




All times are GMT. The time now is 00:47.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.