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Old 07 April 2012, 23:01   #1
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Reccommend Payment Card Terminal Hire

As per title..... Need to hire a terminal or use on the quayside......

Any recommendations on a good (cheap ) supplier greatly appreciated
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Old 07 April 2012, 23:13   #2
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We've been looking into this too. A wireless one (works with 3G signal) was quoted at £44 per month from streamline. Plus £175 for the unit. The hard-wired unit was much cheaper at £21 p/m but obviously can only been used in one location.

I'd be interested to hear any other recommendations if somebody knows a better valued option ?
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Old 08 April 2012, 01:43   #3
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Its a couple of years since I looked at this - but some of the paypal / wordpay services allow you to manually enter card details (e.g. for telephone sales). I think paypal called their service Virtual Terminal. As I recall they were about £20/month and simply required an internet connection and pc (tablet or smartphone). They take a %age of the sale which may be higher than a bank issued terminal - but at £2000 a month of sales we worked out we were better off with Paypal than the bank service.

Paypal have recently introduced some hardware which turns a smartphone into a card reader, which competes with "Square", "card.io" and "iZettle". As far as I know these services are not available in the UK yet, but are presumably coming... These all have no subscription fee in their business model - but will (especially as an early adopter) present you as somewhat less professional than a genuine chip & pin terminal.
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Old 08 April 2012, 07:48   #4
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You can get some good deals via the Federation of Small Businesses and Costco, if your a member of either. We found the downside is that you normally have a minimum of a 3 year contract, and continue to pay throughout the winter months.
We have been surprised at how many people pay with cash
Steve
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Old 08 April 2012, 09:18   #5
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Quote:
Originally Posted by Boats&Outboards View Post
We've been looking into this too. A wireless one (works with 3G signal) was quoted at £44 per month from streamline. Plus £175 for the unit
Thanks.... seems about the going rate.....will need to be wireless (assuming we can find a spot to get a decent signal .....not as easy as it sounds!)

Quote:
Originally Posted by Polwart View Post
Its a couple of years since I looked at this - but some of the paypal / wordpay services allow you to manually enter card details....(paypal called their service Virtual Terminal).

Paypal have recently introduced some hardware which turns a smartphone into a card reader, which competes with "Square"....
Sounds interesting Polwart....will keep an eye out for that.....Its all a bit embarrasing that until recently i didn't know what those squares meant when I kept seeing them.....wionder if we should get one done for banners /flyers etc? Mmmm....

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You can get some good deals via the Federation of Small Businesses and Costco
Thanks Steve, not a member of the Fed, but will look into it and will ask my local Chamber of Trade and Tourism too..... hadn't thought of that!

Cash is king In fact in this neck of the woods you guys would prob be amazed at how few places take cards (pubs etc etc).... Took a bit of getting used to when i moved home after years of City life....
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Old 08 April 2012, 09:30   #6
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We use a virtual service from SagePay. All card details are entered in as per telephone sales, but it's quite straightforward.

There's no reason you couldn't do this on an iPhone/iPad or other smartphone/tablet.

Works well.
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Old 08 April 2012, 09:36   #7
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We use a virtual service from SagePay. All card details are entered in as per telephone sales, but it's quite straightforward.

There's no reason you couldn't do this on an iPhone/iPad or other smartphone/tablet.

Works well.
Could you pm me an idea of the costs please and how to start it up ?

Thanks

Peter
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Old 08 April 2012, 09:41   #8
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Could you pm me an idea of the costs please and how to start it up ?

Thanks

Peter
Peter- as Doug says a reasonable cost-We looked at FSB payment terminals and there is a cost saving but you also have a £120 annual member fee which covers a host of other options including free commercial banking for members which is easy on line and cards and cheques. Paying in also at post offices if needed
Accept online payments from just £20 per month with Sage Pay Go | Sage Pay
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Old 08 April 2012, 10:48   #9
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we have just gone through all this, and just signed up with Cardsave,overall Ithink the best deal, monthly payments, commission etc taken into account, give them a call, if you do please quote Exhilaration boat rides as a referal, I think we get some vouchers kind regards Mark
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Old 08 April 2012, 13:30   #10
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If your taking the payment without chip/pin does it become less clear if its a "distance sale" ? As the brief discussion I had seemed to advise against taking any card payment for anything that's collected unless using chip/pin.
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Old 08 April 2012, 21:55   #11
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Peter- as Doug says a reasonable cost....
Was not me, it was one of the others in the office, however they are right it is a very good value service. However no good for Razorbill as it is a mail order/phone sales security level and not for face to face (customer present) sales.
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Old 08 April 2012, 22:22   #12
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We have a 3G terminal through HSBC merchant services. No capital outlay, then £25/month + VAT. I think you have to bank with them to get that deal though.
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Old 09 April 2012, 08:36   #13
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You have to be carefull, because some companys have a minimum figure each month for transactions, which is ok if you are useing your terminal every month, but in my case and im sure others, our trade is seasonal, but you would have to pay penalties for none use, regards Mark
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