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12 April 2017, 19:22
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#21
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RIBnet admin team
Country: UK - Scotland
Boat name: imposter
Make: FunYak
Length: 3m +
Engine: Tohatsu 30HP
MMSI: 235089819
Join Date: Sep 2005
Posts: 11,627
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Quote:
Originally Posted by jeffstevens763@g
Take the wheels off the trailer too
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Beware I've heard stories (not substantiated) of insurers not paying out it the wheels were not fitted and clamped.
I think you also need to be careful that the security doesn't make it so hard to use that you don't bother.
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12 April 2017, 19:27
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#22
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Member
Country: UK - Scotland
Town: Girvan & Tayvallich
Boat name: Breawatch
Make: Ribcraft
Length: 5m +
Engine: Mercury 150 F/stroke
MMSI: ex directory!!
Join Date: Sep 2008
Posts: 6,203
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Quote:
Originally Posted by Poly
Beware I've heard stories (not substantiated) of insurers not paying out it the wheels were not fitted and clamped.
I think you also need to be careful that the security doesn't make it so hard to use that you don't bother.
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When didn't have a clamp to hand one time I phoned insurers and they accepted if I took the wheel of to make it immovable.
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jambo
'Carpe Diem'
Member of the ebay Blue RIB cover club
Member of SABS ( Scottish West Division)
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12 April 2017, 19:44
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#23
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Member
Country: UK - England
Town: Wirral & Caernarfon
Boat name: That's Enuff
Make: Revenger & Avon SR4
Length: 7m +
Engine: Honda 150HP & 50HP
Join Date: Jul 2011
Posts: 4,421
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Quote:
Originally Posted by Poly
Beware I've heard stories (not substantiated) of insurers not paying out it the wheels were not fitted and clamped
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Quote:
Originally Posted by jambo
When didn't have a clamp to hand one time I phoned insurers and they accepted if I took the wheel of to make it immovable.
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check what it says in your policy!!
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Member of S.A.B.S. (Wirral Division)
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12 April 2017, 19:47
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#24
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Member
Country: UK - Wales
Town: Cardiff
Length: no boat
Join Date: Aug 2014
Posts: 2,018
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Was it one of these? Fulton Outboard Motor Lok Lock
How about these?
Bulldog WL10 Bulldog Winter Wheels - Bulldog Security Products
Personally I have clamps on both wheels and blocked in with my car which rarely moves these days, might have to change my set up when new company car arrives.
Anything that can be lifted by 2 burly blokes and put in a van is a target, be it a bike, chainsaw or mower.....
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12 April 2017, 20:12
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#25
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Member
Country: UK - England
Town: Retford
Boat name: Spy-sea-one
Make: Excel 435
Length: 4m +
Engine: Suzuki Outboard/25/4
Join Date: Oct 2011
Posts: 7,529
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Quote:
Originally Posted by Poly
Beware I've heard stories (not substantiated) of insurers not paying out it the wheels were not fitted and clamped.
I think you also need to be careful that the security doesn't make it so hard to use that you don't bother.
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Far harder to bring two wheels and nuts of the correct PCD and size than knock a wheel clamp off IMO double immobile you then fit a wheel nut lock to each wheel yes it's a faff but when it's your only choice. Just discus with the insurers.
Cricket bat with a hedgehog nailed to it as back up
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12 April 2017, 20:29
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#26
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Member
Country: UK - Scotland
Town: Girvan & Tayvallich
Boat name: Breawatch
Make: Ribcraft
Length: 5m +
Engine: Mercury 150 F/stroke
MMSI: ex directory!!
Join Date: Sep 2008
Posts: 6,203
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Quote:
Originally Posted by Chris Caton
check what it says in your policy!!
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Sorry Chris that was the point I was clumsily trying to put. They did accept my situation where I could not clamp as per my policy.
__________________
jambo
'Carpe Diem'
Member of the ebay Blue RIB cover club
Member of SABS ( Scottish West Division)
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12 April 2017, 20:52
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#27
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Member
Country: UK - England
Town: Wirral & Caernarfon
Boat name: That's Enuff
Make: Revenger & Avon SR4
Length: 7m +
Engine: Honda 150HP & 50HP
Join Date: Jul 2011
Posts: 4,421
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Quote:
Originally Posted by jambo
Sorry Chris that was the point I was clumsily trying to put. They did accept my situation where I could not clamp as per my policy.
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yeah, know where you're coming from Billy, but having been on the wrong end of having a Honda 150 stolen whilst the rib was away being repaired, I'm boringly religious about the fine print in the policy, as that's what the assessor has to use when looking at the claim! I was fortunate, I'd taken the advice of a good mate and informed the insurers that the rib was away from its normal storage, where it was and why it was there, and they confirmed in writing that they had that info. when the engine was stolen the assessor rang me to check the facts, then told me if I hadn't told them they most likely wouldn't have paid out. luckily enough the engine was less than 12 months old, with less than 100hrs on it, they couldn't find a similar 2nd hand engine, so they agreed to replace it with a new Honda 150, including all of the wiring and steering gear etc. since then, every time I move it from its normal storage I'm straight on the phone to the insurers, they never mind the call and always make a note of the details and confirm via email. it's a bore sometimes, but nowhere near as boring as dealing with an assessor who understands the policy much better than you do
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Member of S.A.B.S. (Wirral Division)
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12 April 2017, 22:37
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#28
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Member
Country: UK - Scotland
Town: Girvan & Tayvallich
Boat name: Breawatch
Make: Ribcraft
Length: 5m +
Engine: Mercury 150 F/stroke
MMSI: ex directory!!
Join Date: Sep 2008
Posts: 6,203
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Quote:
Originally Posted by Chris Caton
yeah, know where you're coming from Billy, but having been on the wrong end of having a Honda 150 stolen whilst the rib was away being repaired, I'm boringly religious about the fine print in the policy, as that's what the assessor has to use when looking at the claim! I was fortunate, I'd taken the advice of a good mate and informed the insurers that the rib was away from its normal storage, where it was and why it was there, and they confirmed in writing that they had that info. when the engine was stolen the assessor rang me to check the facts, then told me if I hadn't told them they most likely wouldn't have paid out. luckily enough the engine was less than 12 months old, with less than 100hrs on it, they couldn't find a similar 2nd hand engine, so they agreed to replace it with a new Honda 150, including all of the wiring and steering gear etc. since then, every time I move it from its normal storage I'm straight on the phone to the insurers, they never mind the call and always make a note of the details and confirm via email. it's a bore sometimes, but nowhere near as boring as dealing with an assessor who understands the policy much better than you do
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Yep I always advise them when I move the rib from storage to mooring and vice versa.
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jambo
'Carpe Diem'
Member of the ebay Blue RIB cover club
Member of SABS ( Scottish West Division)
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13 April 2017, 07:09
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#29
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Member
Country: UK - England
Town: Manchester
Boat name: Silverfox
Make: Osprey
Length: 6m +
Engine: 200hp G2
Join Date: Apr 2014
Posts: 149
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A good English chain and [emoji359] rapped around the leg to the trailer is a good idea maybe ? To a floor anchoring point as you can get for motorbikes.
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22 April 2017, 13:32
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#30
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Member
Country: UK - England
Town: Emsworth
Length: 4m +
Join Date: Apr 2016
Posts: 41
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Quote:
Originally Posted by rhhmunro
Thanks for all the encouragement and suggestions - much appreciated. Felt a bit negative this morning but might be over-reacting. Offsite sounds a plan but that would be a shame as the whole idea of getting a boat was to wheel it down the round and stick in the water whenever we fancied it. We're only 300 yards from the nearest slip - albeit not a perfect one but usable. I've removed the engine and put it inside and will get a ground anchor to back up the clamp and hitch lock. Hopefully that will make things a little less attractive to the criminal fraternity.
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Just seen where you're from. PM me and I'll tell you where I store mine. Its a 5 min drive from the water, but £250ish well spent.
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22 April 2017, 13:44
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#31
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Member
Country: UK - England
Town: Emsworth
Length: 4m +
Join Date: Apr 2016
Posts: 41
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Did you tell the police?
I'm guessing it might have been the same people that tried to steal the engines from the sailing club last week. Didn't manage to take anything, but cut all the cables :-(
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22 April 2017, 14:14
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#32
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Member
Country: UK - England
Town: Emsworth
Boat name: Not names
Make: No boat yet
Length: 4m +
Engine: N/A
Join Date: Mar 2017
Posts: 44
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Yes I rang the plicd and they took at the details. Was that ESC or The Slipper? It was two guys with tools to break open the lock at 230 am so not casual thieves.
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