Its also worth noting, even without earth leaks, or stray current or welders etc, natural potentinal differences exist between various metalic objects ,below the waterline.
If you have 2 dissimilar metals in saltwater, enough potential difference exists for current flow, and elecolysis to happen, no matter what the causes are, the onus has to be on the individual to provide their own protection with galvanic anodes, you could have a steel hulled boat ,tie up against an alum hull, whose fault is that, and so on
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