Disco 1: Ambulance 0

[Nasher]

Unfortunately the D3 is a little bent, but the Mondeo Ambulance that hit it came off an awful lot worse.

I was almost at a standstill and had just started to turn right into a side road when the Ambulance decided to overtake the cars that had slowed down behind me because he “Didn’t notice you were turning”. He then said “it’s obvious you were though as you were in the middle of the road”.
I think he was just trying hard to get where he was going.

I didn’t see or hear him until I caught a flash in my mirror a split second before he hit me.
Really annoyingly at least 6 vehicles were at the scene, but nobody stopped to be a witness.

He called his control centre and another Ambulance turned up very quickly with 4, yes 4, of his colleagues, very closely followed by two police cars with two officers each.

It was a little intimidating as he was obviously at fault, yet all the various High Viz jacketed people were talking to each other and huddling in groups around the paramedic and didn’t really want to talk to me apart from taking my details.

Had my first ever breathalyser test, which was fun.

My main concern is that with 175K miles on it they'll write it off after I spent £1400 on it two weeks ago having a TC fitted.

Anyway, the pictures show how strong the D3 is compared to the Mondeo.

Nasher

[psycho]

Ouch, I feel your pain mate, that is not good.

Dont worry though, just because he was on B & T's, does not give him the right of way.

The disco should just polish out......

[neil.mccrirrick]

Second that my ml was written off same way, not an ambulance tho. Hope they give you a good price good luck with the hunt for a new one 👍

[Poly]

Presumably he thought you were one of the many heard a siren and panic people who stop dead. I was passed on a motorway slipped by what I think was a fire car that sounded his horn twice as he came past, I though it was quite sensible and safer for him and me, Mrs Poly thought it was unnecessarily aggressive... ... Poor guys can't win!

At least nobody was hurt, and hopefully the patient he was heading to in such a rush was no worse off for the delay in help arriving.

Is it all cosmetic? I.e. Could you take payment and live with it (or get an old school repair rather than panel replacement)?

Good to see the crumple zone on the Mondeo working well.

[A1an]

That's quite some damage to the car compared to the Discovery.

On the face of it it looks a pretty straight forward repair.

How's the neck

[treerat]

Originally Posted by Poly

I was passed on a motorway slipped by what I think was a fire car that sounded his horn twice as he came past, I though it was quite sensible and safer for him and me, Mrs Poly thought it was unnecessarily aggressive... ... Poor guys can't win!

The siren on / off and tone change is on the horn button, a double tap normally means turning off the noise, a single horn on or change.

When the siren isn't in use (master switch is off) then the horn is just a horn.

[Poly]

Treerat - interesting, that would make sense.

[Nasher]

Thanks guys, the neck is fine, although perhaps I should be complaining about it

The damage does look quite superficial, although today I've noticed that the upper and lower tailgates are now slightly misaligned, which can be seen in the image.

Nasher.

[mick]

Ah so it was yours we where looking at that in the ice fest pub last night

[Ian M]

Glad you are OK. What a bugger

[Razorbill RIBs]

Glad you're okay Nasher, sorry about the disco mate. Our Jeep WK got shunted up the back end by an Ambulance in London before Christmas..... Not on blues but with patient onboard. Just rear bumper damage.... They accepted liability, passed details.... Later the insurer accepted the repair quote I obtained without question and have now offered a cash settlement. Was all very painless tbh, got the impression it was a fairly common occurrence. Hope you get the right outcome mate

[Uncle Nobby]

Glad no-one's hurt. Love the D3 - I wrote off a Nissan Almera in mine and had to replace my front number plate... Lovely motor. My Navara is not a patch on the Disco, but loads less ££ to maintain.

[spartacus]

Glad you're okay nasher. Pity about the rear quarter panel on the Disco, otherwise you could replace the bumper, rear lights, paint, etc. Reckon there's structural damage there too?

[Chris Caton]

had similar damage to my D4 last year, white van man strikes again needed replacement quarter panel, rear bumper and light cluster, looks like new now, hope you get sorted with the insurance

[Nick Hearne]

Nasher good to see you are OK as at the end of the day the car can be replaced!
Recon if they want to right it off then take the money and Buy it back off them, you will soon have that back looking A1 with your skills Nasher

[Nasher]

Thanks for all the kind words guys.

I really don't want it written off as I've just spent £1400 on it having a Torque Converter fitted, I know it's mechanically good, and of course what they'd give me for it will only cover the cost of a similar age one that I could spend thousands getting to the same mechanical condition.

Update as of this morning.

The body shop can’t see it until tomorrow morning.

Privilege Have confirmed that:

If the car is written off as a Cat C or D, I will get the opportunity to purchase it back.

The claim is already in the hands of their recovery team as it looks like the complete cost will be recovered from the other insurers.
This may take a couple of weeks to confirm though.

My renewal premium will not be affected at all if it is agreed that it was not my fault.

The cost of a hire car will not be considered as part of the repair cost when considering if the car is economical to repair.

As I have the receipt for the Torque Converter being fitted so recently I can submit it as evidence if I want to dispute the value of the car.

So, wait and see really.

Nasher

[beamishken]

That could be a good result if they write it off you'll get it back for peanuts possibly 10 to 15% of what they pay out
You can then get it repaired at a local bodyshop for substantially less than the "approved" repairer would charge possibly using some second hand bits
You'll probably end up with a lump of money left over.

Hasn't your insurer passed your details onto an accident claims company yet? they usually ring to persuade you to make a claim for the stiff neck that came on after the accident

[jeffstevens763@g]

bit of bad luck nasher good job its not the boating season.i would look at the value for replacing if they write off gives you an argument then not your falt why should you loose out best of luck hope it turns out ok for you
consider buying the wreck & breaking might make a few quid back as well to add to a newer disco
cheers

[Xk59D]

I've unfortunately had a couple of non fault claims for people hitting me, my insurance has ALWAYS gone up as there is a claim on your record. To check for yourself if it effects you get a quote online and add/remove the prang and see. Admitedly mines was a good while ago so they may have changed their rules or it is dependant on the insurers.

[John Kennett]

My wife had a no fault claim on her car when someone drove into her while she was stationary. This put my insurance premium up because she's a named driver on my car!