Best first car for towing...

[Markmorr]

One option is to insure through Cooperative young driver's insurance, where your dad can own the car etc and you then put down appropriate mileages against each driver, say Dad 500 miles and you 2000. They will also fit a device that monitors your driving and adjusts the premium appropriately every 90 days.

I went through this with them and they confirmed that it was all legal and above board

Just check when buying the car, if you want the policy in your name you need to have the car in your name, not your dads. If your dad buys it then the policy has to be in his name

Hope this helps

[Budgie1]

Originally Posted by steco1958

That will not work anymore, its illegal for the insurance company to treat males differently to females (Sex Discrimination Act)

So the insurance companies just upped all insurances, complete con robbing B******s

Yeh had the same thought when I was posting, however think it's still worth asking the question as the theory at the time was that car driven occasionally by Mum/Gran was less likely to have dustbin exhausts, LED's, speakers the size of the boot and the driver would wear his baseball cap the right way round (if you get my drift!)

[matt h]

In 1986 my Fiat 127 was £500 squids
My X1 is £470 business use.

[Landlockedpirate]

Originally Posted by Budgie1

I think you can still drive them at 16 as well

PS ... Also bear in mind that if you take policy out when you are provisonal driver the premium will go up significantly after you've passed your test, worth asking how much the increase will be before hand so you dont get such a shock!!

I went a slightly different way, there are lots of companies that just insure cars owned by learner drivers. Cant remember the name at the moment but managed to get fully comp insurance before she passed for £80 a month. When she passed I simply cancelled that policy and shopped around for a new policy.

[m chappelow]

Originally Posted by Budgie1

I think you can still drive them at 16 as well PS ... Also bear in mind that if you take policy out when you are provisonal driver the premium will go up significantly after you've passed your test, worth asking how much the increase will be before hand so you dont get such a shock!!

Tractor used for Agricultural /shellfish/ or launching commercial fishing boat maybe but for private leisure use on the road or for launching a leisure boat it could be a grey area .

[henryfreston]

Originally Posted by m chappelow

Tractor used for Agricultural /shellfish/ or launching commercial fishing boat maybe but for private leisure use on the road or for launching a leisure boat it could be a grey area .

I live on a small farm, could this work?

[PeterM]

Originally Posted by m chappelow

Tractor used for Agricultural /shellfish/ or launching commercial fishing boat maybe but for private leisure use on the road or for launching a leisure boat it could be a grey area .

A 'special types' type policy 'could' be around £100 a year ...but in practical terms you wont be 'cruising' down to the drive through in anything that you'd get covered by one

[henryfreston]

Originally Posted by PeterM

A 'special types' type policy 'could' be around £100 a year ...but in practical terms you wont be 'cruising' down to the drive through in anything that you'd get covered by one

I think I would buy a tractor ontop of a car if i could afford it, but have you seen the price of tractors yikes.

quite fancy a quad but not sure it would pull the searider up the hill which is about 20-30% incline.

[portlandphil]

Hee Hee

Teen quoted £17k for car insurance resorts to driving tractor | Metro News

[camelgas]

look at "old" cars as classic insurance is cheaper, my mate is just doing an old mini up for his 17 year old daughter , as insurance is MUCH cheaper.

[Sunstreaker]

Been through this with my three sons, looked into classic car insurance etc. most early loopholes have closed. Black box fitted to car with GPS which monitors their driving and rewards careful driving was the cheapest, this with low mileage up front was the only way to get sub 1k insurance.

[treerat]

Originally Posted by henryfreston

I think I would buy a tractor ontop of a car if i could afford it, but have you seen the price of tractors yikes.

quite fancy a quad but not sure it would pull the searider up the hill which is about 20-30% incline.

David Brown 880 - would cost around £800 to buy ex farm and £35 on a classic insurance (last time I looked). Can drive at 16 on the road but ONLY after passing a tractor test (or during it) - they come to you for the test.

[lakelandterrier]

You'll need to work out whether your rig will fit on an 750kg trailer, car & trailer weigh less than 3500kg, and whether the car is plated to pull the weight of your rig.
These calculations will define the types / marque of car you'll need.
You can't tow on L plates.
But if you're off or the Navy soon after passing your test is it worth the money on car & insurance?

[paintman]

You can tow on L-plates practicing for B+E.
"You are permitted to practice, on the road, with a laden or unladen trailer provided you display ‘L’ plates to the front and rear of the towing vehicle and trailer and are accompanied by a person who has either passed their driving test pre-1997, or held their ‘B+E’ licence for over three years."

And a 'B' can tow a trailer & load exceeding 750kgs.

All the info you need is in the sticky at the top of this section, ROG is the man!
http://www.rib.net/forum/f49/require...ain-40699.html

[Boatnomad]

Suzuki Jimny unbraked trailer=350kgs

[Portholme]

We've just insured our seventeen year old son for a Citroen c1. It's his policy and it costs £800 as a provisional and £1300 when he passes. Both fully comp. it is with Tesco black box insurance ( or some such name) and it is governed by telematics which give him bonus miles depending on how well he drives. No curfew, just rewards for better driving.

This was half the price of standard quotes, even adding him to our fleet policy.

[henryfreston]

thanks for all of the helpful advice. A lot to consider and digest!

With the suzuki jimny having a unbraked trailer limit of 350kg I can tow my searider. It must weigh in at under 350kg

WHat I could also consider is going down the tractor route. Get a little t20 for launching the boat and have a little fiesta (something cheap on insurance) to use daily.

[The Black Pig]

I towed with a peugoet partner for years, I have a 15' boat with an unbraked trailer, the partner is a square box so reversing is easy as it it flat at the back, 1.9 Diesel engine is plenty powerfull & it will be cheap to insure.

[rocknrolla]

I had a peugoet 504 GL pick up now that was a tool f towing Looey,i would av 1 tmra,dnt make them any more, the missin links ad a go that was a right load of BLKS ,a lot av 50 cals on the back in nigeria most were exported pity

[rossymtb]

Avon searider, engine, trailer and fuel weighs less than 350kg I'm not sure about that ? Has to be close.

You now need to be at least 21 for van insurance or pay through your teeth for it. I've been trying for 3weeks to get van insurance or even commercial freelander.

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