Read the forecast, keep an eye on the conditions, don't be taken by surprise.
Build up your experience in stages. Don't do what I did many years ago and take a small boat out in huge waves with three friends on board (height of waves equal to the length of the boat) because inflatables are unsinkable. I nearly came to grief.
Big rolling swell is not a problem. Approach it sensibly and don't fly off the tops. Keep the bow heavy and don't let the wind flip you. For comfort, when going in the same direction as the sell, go at the same speed.
Two things make it nasty: breaking waves, and interference.
The white water of a breaking wave will push the boat. If you are sideways on, you can be in serious difficulty. If a breaking wave overtakes you, you can broach (turn sideways) and lose control.. If you are heading into it, a breaking wave can flood the boat, or deflect you from your course, or flip you.
Interference is where waves reflect off a harbour wall, cliff, etc, and march back against or across the incoming waves. Where two troughs meet, you get a double trough, and where two crests meet, you get a double height wave. If the two waves cross at 90 degrees, you can get something very like a geyser: a sudden upwards explosion of water and froth. There you are, carefully looking at the incoming waves and one of these explosions comes at you from the other direction.
The most dangerous times in waves are launching, crossing shallows (bars at river mouths, etc.) where rolling waves stand up tall and become breakers, and landing/recovering. This last one, recovering, is when you've been out all day, you're cold and tired, you may not have re-stowed all of your equipment safely after use, and suddenly you need to get the boat ashore in breaking waves. It can be very unpleasant.
But, inflatables are robust, seaworthy and almost unsinkable, and if you are careful and sensible, you should avoid avoid al of this and have a lot of fun just playing in waves of the right size, building up your experience gradually.
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