Insurance quote is this expensive

Davjon · 20 July 2013, 10:13

Hi got a quote for a Honda t32 air floor and a Yamaha 15 hp two stroke engine and I'm getting quotes of £86 plus , if you think this is a little high could you please recommend a company to me.

Thanks Dave

longjohn · 20 July 2013, 10:36

seems good to me - I paid more than that for a a t38 5 years ago.

paddlers · 20 July 2013, 10:45

Have you tried the craftinsure site ?

Davjon · 20 July 2013, 10:46

No but I will thanks paddlers

Fenlander · 20 July 2013, 16:11

Just renewing with Craftinsure for about the 5th year. £54-30 for a Honwave T35 and Mariner 15.

miccheck1516 · 20 July 2013, 16:16

when I look at craft nsure they dont ask about boat or engine particulars? what are you lot putting in for value?

Fenlander · 20 July 2013, 16:19

Around £2500. Don't forget any kit like transom wheels, bow or seat bags, cover, Bravo pump etc etc.

paddlers · 20 July 2013, 17:02

Quote:

Originally Posted by Fenlander

Around £2500. Don't forget any kit like transom wheels, bow or seat bags, cover, Bravo pump etc etc.

+1

Searider · 20 July 2013, 17:13

Make sure you put in a sensible value to cover all items.

Most policies will be "Market Value" policies which means in the event of a loss you'll be paid out based on market value.

Premium is calculated on the value you state (amongst other things). So, if you state a low value you'll save on premium but if you have a loss and it can be seen that the value of the boat was more than you stated you'll effectively be under insured and any payout will be reduced accordingly.

Davjon · 20 July 2013, 19:14

Thank you very much tried them and £53.60 that's another few pound in the tank, you may have seen this is only my second post, I have now purchased a honwave t32 (2011) mint as new with the Honda launching wheels, and a Yamaha 1996 15 hp 2stroke mint with 30-40 use fresh water only took it out on Thursday to a quick test all great hope to be able to pay balance and pick up on Wednesday . Payed £1600 I no a few people on here said it was top dollar ,but the whole outfit is like brand new.
Could I also ask if you could tell wich is the last lock on the thames before it goes tidal, and can anyone recommend a launching site just after with parking available .

Thanks Dave

IanH · 20 July 2013, 21:06

Teddington lock/weir is tidal limit but environment agency licence is still needed for 100 yards or so below the lock so if you are in close vicinity of lock/weir, the lock keeper could nab you if you don't have a license.

Looks a bit grotty, but slip at Putney looks a good place to launch. Was going to try it few weeks back but my 9 year old bottled it as I was going to head towards London and tide wasn't suitable for heading towards the shallows of Richmond.

EnglishLes · 20 July 2013, 22:18

There is a lot of information about the Thames have a look at:
Cruising
Information for boaters on the River Thames - River Thames
and Environment Agency - Boating on the River Thames

I have launched at Putney. Careful where you leave your car unless you'll be back before high tide - the road does get flooded. Some of the rowers give you a bit of aggro others can be very helpful.

Davjon · 24 July 2013, 21:17

All insured with craft ins £53.60 thank you for your help