If the hull is rated for a given engine size, you can assume that it will cope with the stresses of using that engine size at full revs in choppy water. In reality, you could almost certainly cope with "one size up" because they have allowed a safety margin, but I would not recommend it.
Inflatables are very robust, and their inherent flexibility acts as a shock absorber. It may be loud but that is because there is a lot of surface area to transmit the sound.
Assemble the boat carefully, check that the boards and stringers (side pieces) are snuggly fitted and that the tubes and keel are at the right pressure. Balance the load in the boat and ensure that items like the anchor box are secure. Build up your confidence incrementally. Don't just go out in the biggest waves you can find at full speed the first time!
After a few hours of using it, you will have forgotten what you were worried about.
Within the size range that you have mentioned, buy the biggest engine you can afford. It is easier to use a big engine at 50% throttle than a small engine at 150%!
Have fun. That's a nice size of boat.
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