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21 March 2012, 22:52
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#1
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Member
Country: UK - England
Town: warrington
Make: Honwave T32
Length: 3m +
Engine: Mercury 15 2 stroke
Join Date: Oct 2011
Posts: 523
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Sib insurance
Tying to insure my sib with Craft insure, one of the policy agreements asks"maximum designed speed of the boat"
Basically this policy will cover me "if" the designed speed doesn't exceed 23 knotts/25mph
zodiac futura mk2 fastroller + 25hp outboard, as it's not actually a boat as such, there is no maximum designed speed, although I expect it's around 25mph...... Anyone know if this policy is suitable?
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21 March 2012, 23:05
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#2
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Member
Country: UK - England
Town: wakefield
Boat name: Bouncer
Make: Redbay
Length: 6m +
Engine: Twin Honda 90 hp
Join Date: Jun 2009
Posts: 63
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I can tell you that the zodiac goes bang on 25mph when it's flat calm
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J.M.Atack
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21 March 2012, 23:11
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#3
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Member
Country: UK - England
Town: warrington
Make: Honwave T32
Length: 3m +
Engine: Mercury 15 2 stroke
Join Date: Oct 2011
Posts: 523
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Quote:
Originally Posted by Jonny
I can tell you that the zodiac goes bang on 25mph when it's flat calm
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Cheers Jonny..... Presuming your Discomicks son, you would know ;-))
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21 March 2012, 23:15
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#4
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Member
Country: UK - England
Town: kent
Boat name: SIBotage
Make: Prowave
Length: 3m +
Engine: 15hp Johnson 2 smoke
Join Date: Sep 2010
Posts: 435
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I took out a policy with craft insure last month. Ring them, they are more than helpful but when I spoke to them they did mention that to come under the 'small boat' catorgery it cannot exceed 25knots.
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21 March 2012, 23:18
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#5
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Member
Country: UK - England
Town: wakefield
Boat name: Bouncer
Make: Redbay
Length: 6m +
Engine: Twin Honda 90 hp
Join Date: Jun 2009
Posts: 63
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Yes i am we had at loch Lomond with a sat.nav. Which read 25mph when were flat out
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J.M.Atack
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21 March 2012, 23:21
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#6
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Member
Country: UK - England
Town: warrington
Make: Honwave T32
Length: 3m +
Engine: Mercury 15 2 stroke
Join Date: Oct 2011
Posts: 523
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Quote:
Originally Posted by lockieboi
I took out a policy with craft insure last month. Ring them, they are more than helpful but when I spoke to them they did mention that to come under the 'small boat' catorgery it cannot exceed 25knots.
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I think I will ring them tomorrow, It's unlikely I'd ever claim anyway, all I really want is to cover third party liability but obviously I don't wanna pay the policy fee if I'm not 100% sure I'm covered
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21 March 2012, 23:24
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#7
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Member
Country: UK - England
Town: warrington
Make: Honwave T32
Length: 3m +
Engine: Mercury 15 2 stroke
Join Date: Oct 2011
Posts: 523
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Quote:
Originally Posted by Jonny
Yes i am we had at loch Lomond with a sat.nav. Which read 25mph when were flat out
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I bet 25mph felt pretty quick :-)
I'm taking it to Windermere this weekend for my first trip, but obviously will have to stick around the 10mph speed limit..... Possibly ;-)
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21 March 2012, 23:32
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#8
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Member
Country: UK - England
Town: Wakefield
Boat name: Bouncer
Make: Redbay Stormforce
Length: 6m +
Engine: 2x Honda 100 Hp
MMSI: 235025718
Join Date: Jun 2009
Posts: 4,177
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I used Mardon marine those photos you sent last week have just come tonight strange
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21 March 2012, 23:36
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#9
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Member
Country: UK - England
Town: warrington
Make: Honwave T32
Length: 3m +
Engine: Mercury 15 2 stroke
Join Date: Oct 2011
Posts: 523
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Quote:
Originally Posted by discomick
I used Mardon marine those photos you sent last week have just come tonight strange
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I'll have a look at Mardon marine too, cheers
Wow.... Slight delay on those pics then, almost a week to send ... Lol
It all fits in car fine, inflated it last weekend as a practice run..... Just want to get out on it now, work gets in the way :-)
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22 March 2012, 00:35
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#10
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Member
Country: UK - England
Town: Nantwich
Boat name: TBC
Make: TBC
Length: under 3m
Engine: TBC
Join Date: Dec 2011
Posts: 49
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Fellas - this may sound a bit crackpot mental but I think we may be related...
<Edit> personal details deleted</edit>
Stig - buy a bloody lottery ticket because we are like rocking horse 'proverbial' AMAZING!
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22 March 2012, 00:40
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#11
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Member
Country: UK - England
Town: warrington
Make: Honwave T32
Length: 3m +
Engine: Mercury 15 2 stroke
Join Date: Oct 2011
Posts: 523
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Quote:
Originally Posted by Dusk
Fellas - this may sound a bit crackpot mental but I think we may be related...
****details deleted****
Stig - buy a bloody lottery ticket because we are like rocking horse 'proverbial' AMAZING!
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I would, but you and Your new found relatives have relived me of all my hard earned cash !
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22 March 2012, 09:56
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#12
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Member
Country: UK - England
Town: yeovil
Boat name: Lilly of lyme
Make: XS
Length: 4m +
Engine: 30hp Yamaha
Join Date: Jul 2011
Posts: 631
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Quote:
Originally Posted by thestig1973
I bet 25mph felt pretty quick :-)
I'm taking it to Windermere this weekend for my first trip, but obviously will have to stick around the 10mph speed limit..... Possibly ;-)
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,
top tip watch your speed on windermere the lake warden has a high tech rib with speed camera.
lovely spot though!
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22 March 2012, 10:05
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#13
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Member
Country: UK - England
Town: warrington
Make: Honwave T32
Length: 3m +
Engine: Mercury 15 2 stroke
Join Date: Oct 2011
Posts: 523
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Quote:
Originally Posted by xs 400
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top tip watch your speed on windermere the lake warden has a high tech rib with speed camera.
lovely spot though!
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Thanks for the tip xs400
I'm taking the kids so intend behaving myself, willpower required
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22 March 2012, 15:40
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#14
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Member
Country: UK - England
Town: yorkshire
Boat name: little vicky
Make: avon ex RNLI
Length: 3m +
Engine: tohatsu
Join Date: Mar 2008
Posts: 2,310
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Don't know if it still applies but years ago there used to be a speedboat clause and cost increase if you used you inflatable faster than 17knots kept below that speed Nd it was significantly cheaper.
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22 March 2012, 18:22
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#15
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Member
Country: UK - England
Town: warrington
Make: Honwave T32
Length: 3m +
Engine: Mercury 15 2 stroke
Join Date: Oct 2011
Posts: 523
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Quote:
Originally Posted by m chappelow
Don't know if it still applies but years ago there used to be a speedboat clause and cost increase if you used you inflatable faster than 17knots kept below that speed Nd it was significantly cheaper.
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Sounds like the clause that craft insure have in place but they state 23 knots, sounds like each insurance company have different criteria to meet individual policy requirements
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22 March 2012, 21:37
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#16
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Member
Country: UK - England
Town: Nuneaton
Boat name: ribbit
Make: ring
Length: 6m +
Engine: opti 150
Join Date: Oct 2011
Posts: 557
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i have a policy with noble marine costing £50 for 5hp ... which seems steep to me ,wondering what others are paying
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22 March 2012, 21:57
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#17
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Member
Country: UK - England
Town: warrington
Make: Honwave T32
Length: 3m +
Engine: Mercury 15 2 stroke
Join Date: Oct 2011
Posts: 523
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Quote:
Originally Posted by bingosucks
i have a policy with noble marine costing £50 for 5hp ... which seems steep to me ,wondering what others are paying
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I'm getting quoted around the same for 25hp, from previous threads I've read I think most people are paying around £50 minimum
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22 March 2012, 22:19
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#18
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Member
Country: UK - England
Town: Stotfold
Boat name: kimozo 2
Make: Ribtec
Length: 5m +
Engine: Mercury 115 efi 4 st
Join Date: Jun 2011
Posts: 228
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sib insurance
Hi , I have 4 mtr honwave with 25 hp mariner , i did speak to them befor taking out ins as it was not clear which policy i regd , ended up with small boat pol, around £ 50.with craft insure
Trevor
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22 March 2012, 22:32
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#19
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Member
Country: UK - England
Town: warrington
Make: Honwave T32
Length: 3m +
Engine: Mercury 15 2 stroke
Join Date: Oct 2011
Posts: 523
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Quote:
Originally Posted by TRevor Lawson
Hi , I have 4 mtr honwave with 25 hp mariner , i did speak to them befor taking out ins as it was not clear which policy i regd , ended up with small boat pol, around £ 50.with craft insure
Trevor
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That sounds like the same policy I'm tempted to get, I was just not 100% sure if the maximum listed speed of 22 knots would cover me, although its obviously ok for your set up (almost same size sib and same HP outboard)
Also had a suite from towegate for £60 which includes towing inflatables, but dosent cover theft
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23 March 2012, 21:16
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#20
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Member
Country: UK - England
Town: South Yorkshire
Boat name: Sold it !
Length: 3m +
Engine: Totallyhotsue 9.8 2S
Join Date: Sep 2011
Posts: 258
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Quote:
Originally Posted by xs 400
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top tip watch your speed on windermere the lake warden has a high tech rib with speed camera.
lovely spot though!
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Do the wardens still knock off at 4pm?
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