Small inflatable boat insurance

[ferryden]

...200 sounds crazily expensive bud!!

[Bongy]

Small powered watercraft under 23 knots valued at £2k =£46 :0)

[Jordanis3r]

I just bought a small SIB and 4HP - looking into insurance now ...

Noble and Craftinsure - will let you know how I get on!

[Max...]

As bongy says Craftinsure seems the way to go - I was quoted at £45ish for a SIB + 9.8 with £3m public liability - that's the bit that is most important.

[Jordanis3r]

Went ahead and purchased the CraftInsure policy - £46 quid ...

[Scarlet-Jester]

Originally Posted by ferryden

Who out there has European wide policy cover?
(or is this standard?)

I need my (3rd party) to cover Spain/Ballearics

Thanks !
Ferryden

I got 3 quotes for my insurance with the main stipulation being insurance in France. Boat is an Aerotec 3.8 with a 25hp 2 stroke Yammi. They were as follows:

- DeNovo £195.50 with £300 excess (not sure of underwriter)
- Noble Marine £198.75 with £0.00 excess (not sure of underwriter)
- Insure My Boat £111.30 with £125 excess (underwriter is Navigators & General owned by Zurich)

These are all with a 0% no claims as this is my first boat.

Obviously went for the latter and the nice part is that the standard policy covers you for the entire EU including Norway, Croatia and Switzerland as standard! You are also automatically covered for skiers and wake boarders but not for water toys.

[saltyseadog]

Originally Posted by cyberstoker

I was looking at at Westfield. They claim a unique feature is that their 3rd party covers members of your own party so if you injure one of your own group they can claim, whereas (they say) most insurers exclude people in your group using the boat from cover.

I think they might have given you a bit of 'sales pitch' / duff information there - I think most policies would class anyone other than the policy holder as a third party. Certainly the case according to the insurers I spoke to...

I went with Craftinsure in the end ...and the policy covers me for claims by members of my group as third parties...