Hi Nick
Displacement speed in knots is roughly worked out at 1.34 x square route of the boat length in feet.
So displacement speed which is the fastest your boat can go without going on the plane is approx 4.5 knots... which for me ... on an inland loch is fine.
There is a fair bit of windage in a SIB with 2 adults..so to be on the absolute safe side..I would suggest heading into the wind on your outward journey..so if the wind gets up..it helps blow you back the way you came. A 2.5HP could have a job pushing your setup into a strongish wind with some waves.
This photo will perhaps give you an idea .. me in this boat with main OB (its switch off) boat is 4.3m long and must weight around 400- 450kg..Its a 3.3hp aux that is pushing it along very nicely around 4.5 knots. I have seen a few nice looking second hand 3.3hp for sale lately around 200 – 250 quid mark..but its just your luck if there is one when you are looking
If that speed and considering wind directions suits your needs..go for it. You cant get blown far in an inland loch...even if the wind does blow up.