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24 July 2020, 20:45
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#1
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Member
Country: UK - England
Town: South Yorks
Boat name: Black Pig
Make: Ribcraft
Length: 5m +
Engine: DF140a
MMSI: 235111389
Join Date: Feb 2008
Posts: 12,109
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Breakdown cover
This rears it’s head every now & then, policies seem to change on the whim of the agency. I’ve just taken out the following cover with Green Flag:-
European cover for the camper & trailer, full roadside, recovery, onward travel..yada yada.
Personal cover in the uk for me & the missus in any vehicle under 16yrs old.
Trailer covered for breakdown, uk & Europe, as long as it’s under 7m long not including draw bar, under 3m high & under 3500kg.
£100.80 all in.
The RAC wanted £230+ for similar.
__________________
Rule#2: Never argue with an idiot. He'll drag you down to his level & then beat you with experience.
Rule#3: Tha' can't educate pork.
Rule#4: Don't feed the troll
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25 July 2020, 04:35
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#2
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Member
Country: UK - England
Town: Colchester
Length: 5m +
Join Date: Sep 2016
Posts: 2,956
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I think my normal AA Breakdown/Relay covers that also
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25 July 2020, 06:19
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#3
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Member
Country: UK - England
Town: teesside
Boat name: magic
Make: humber 5.5
Length: 5m +
Engine: mariner 115
MMSI: 232012453
Join Date: Apr 2014
Posts: 1,538
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Quote:
Originally Posted by Pikey Dave
This rears it’s head every now & then, policies seem to change on the whim of the agency. I’ve just taken out the following cover with Green Flag:-
European cover for the camper & trailer, full roadside, recovery, onward travel..yada yada.
Personal cover in the uk for me & the missus in any vehicle under 16yrs old.
Trailer covered for breakdown, uk & Europe, as long as it’s under 7m long not including draw bar, under 3m high & under 3500kg.
£100.80 all in.
The RAC wanted £230+ for similar.
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i get the same through the caravan club they call it mayday. but there is no restriction on vehicle age. my mrs used to have an older car slightly more cash though think it was £120 odd .
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25 July 2020, 08:23
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#4
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Member
Country: UK - England
Town: Chesterfield
Boat name: Sea Quell
Make: Picton Cobra
Length: 5m +
Engine: Mercury 150 4 Stroke
MMSI: 235038298
Join Date: Sep 2003
Posts: 1,095
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Thanks Dave ,,, i have held ADAC cover for a number of years as it covers Europe & recovery even if it is the trailer that breaks down ,,, & gives 20% discount on greek /Italian ferries [emoji6] , ,,, (& all for €84) but ,,, the German b's have decided that this full cover fir all Europe will only be available for German residents from next year. So will be in the market then. Does Green flag cover breakdown of the trailer or only if it is the towing vehicle as most other UK ones did when I last tried. ,,,
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25 July 2020, 09:26
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#5
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Member
Country: UK - England
Town: South Yorks
Boat name: Black Pig
Make: Ribcraft
Length: 5m +
Engine: DF140a
MMSI: 235111389
Join Date: Feb 2008
Posts: 12,109
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Quote:
Originally Posted by beerbelly
i get the same through the caravan club they call it mayday. but there is no restriction on vehicle age. my mrs used to have an older car slightly more cash though think it was £120 odd .
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The Camping & Caravan club scheme is “Arrival” it’s provided by The RAC, they wanted £230 including Euro cover & second car.
Re.trailers. Read the small print carefully. Most schemes will recover a trailer, but only if the towing vehicle breaks down. Many don’t actually cover you if it’s the trailer that breaks down.
Caveat Emptor.
__________________
Rule#2: Never argue with an idiot. He'll drag you down to his level & then beat you with experience.
Rule#3: Tha' can't educate pork.
Rule#4: Don't feed the troll
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25 July 2020, 10:08
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#6
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Member
Country: UK - England
Town: suffolk
Boat name: not yet
Make: Gemini
Length: 5m +
Engine: Suzuki 140
Join Date: Jan 2015
Posts: 1,293
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Quote:
Originally Posted by Pikey Dave
This rears it’s head every now & then, policies seem to change on the whim of the agency. I’ve just taken out the following cover with Green Flag:-
European cover for the camper & trailer, full roadside, recovery, onward travel..yada yada.
Personal cover in the uk for me & the missus in any vehicle under 16yrs old.
Trailer covered for breakdown, uk & Europe, as long as it’s under 7m long not including draw bar, under 3m high & under 3500kg.
£100.80 all in.
The RAC wanted £230+ for similar.
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Thanks for that post ,and doing the leg work on that one !,my disco is over 3 years old now so that looks like a no brainer for me ,thankyou
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25 July 2020, 10:15
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#7
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Member
Country: UK - England
Town: South Yorks
Boat name: Black Pig
Make: Ribcraft
Length: 5m +
Engine: DF140a
MMSI: 235111389
Join Date: Feb 2008
Posts: 12,109
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Quote:
Originally Posted by Orwell boy
Thanks for that post ,and doing the leg work on that one !,my disco is over 3 years old now so that looks like a no brainer for me ,thankyou ![thumbs up](https://www.rib.net/forum/images/smilies/thumbs.gif)
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You’re welcome [emoji106]
__________________
Rule#2: Never argue with an idiot. He'll drag you down to his level & then beat you with experience.
Rule#3: Tha' can't educate pork.
Rule#4: Don't feed the troll
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25 July 2020, 10:30
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#8
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Member
Country: UK - Scotland
Town: Easdale
Boat name: Miss Isle
Make: Solent 6.9
Length: 6m +
Engine: 225 optimax
Join Date: Jan 2008
Posts: 1,427
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+ 1 through mayday personal cover for us both any size trailer etc
__________________
I was born not knowing and have had only a little time to change that here and there.
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25 July 2020, 11:54
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#9
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Member
Country: UK - England
Town: Sticks, N.Yorks
Boat name: Tamanco
Make: Honwave 3.5AE
Length: 3m +
Engine: Tohatsu Outboard
Join Date: May 2012
Posts: 1,175
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That's a good price . Costs me double that with the AA . Been recovered twice by them. Once on the way back from Liverpool when the boat trailer shed a wheel due to the vendor not checking the wheel nuts . Trailer brought home on a flatbed , I drove home. Second time on the way home from holiday and the Merc ML blew a gearbox on the M6 . Limped to services and the AA took 4 hours to recover us which meant a years free membership and a bunch of flowers . Merc on flatbed & boat towed behind.
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25 July 2020, 14:24
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#10
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Member
Country: UK - England
Town: teesside
Boat name: magic
Make: humber 5.5
Length: 5m +
Engine: mariner 115
MMSI: 232012453
Join Date: Apr 2014
Posts: 1,538
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mayday covers a trailer breakdown i had a hub fall apart just north of ullapool and they put it in a compound for the week i was away then brought it to my home a few days after i got back .mayday is through the caravan and motorhome club and is offered by green flag i have the personal cover so covers me in any vehicle even if I'm just a passenger
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26 July 2020, 08:40
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#11
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Member
Country: UK - England
Town: suffolk
Boat name: not yet
Make: Gemini
Length: 5m +
Engine: Suzuki 140
Join Date: Jan 2015
Posts: 1,293
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Quote:
Originally Posted by Orwell boy
Thanks for that post ,and doing the leg work on that one !,my disco is over 3 years old now so that looks like a no brainer for me ,thankyou ![thumbs up](https://www.rib.net/forum/images/smilies/thumbs.gif)
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However i have just realised i have limited included cover with the nfu insurance ,with an option to pay extra £39.99 for what may be top of the range rac cover ,anybody had expierience with RAC response to boat trailers ?
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26 July 2020, 09:03
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#12
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Member
Country: UK - England
Town: South Yorks
Boat name: Black Pig
Make: Ribcraft
Length: 5m +
Engine: DF140a
MMSI: 235111389
Join Date: Feb 2008
Posts: 12,109
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Quote:
Originally Posted by Orwell boy
However i have just realised i have limited included cover with the nfu insurance ,with an option to pay extra £39.99 for what may be top of the range rac cover ,anybody had expierience with RAC response to boat trailers ?
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Not with RAC. But Re. NFU, my mate has a D3 & has been paying £500+ for car insurance. I’ve been on at him for years saying that they are fleecing him[emoji6]. He’s just changed insurers & is now paying half the price NFU wanted.
__________________
Rule#2: Never argue with an idiot. He'll drag you down to his level & then beat you with experience.
Rule#3: Tha' can't educate pork.
Rule#4: Don't feed the troll
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26 July 2020, 14:15
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#13
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Member
Country: UK - England
Town: N. Devon
Boat name: (Not Another) Nutkin
Make: Highfield
Length: 6m +
Engine: Outboard, Honda 135
MMSI: 232036183
Join Date: Dec 2008
Posts: 2,037
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Been with green flag for this reason for a number of years.
Next year however I need to move as they won't cover older vehicles and my tow toy hits 16 years old
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26 July 2020, 15:19
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#14
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Member
Country: UK - England
Town: suffolk
Boat name: not yet
Make: Gemini
Length: 5m +
Engine: Suzuki 140
Join Date: Jan 2015
Posts: 1,293
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Quote:
Originally Posted by Pikey Dave
Not with RAC. But Re. NFU, my mate has a D3 & has been paying £500+ for car insurance. I’ve been on at him for years saying that they are fleecing him[emoji6]. He’s just changed insurers & is now paying half the price NFU wanted.
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yes i suspect i could be close to that bracket (£440 last year 2015 disco) but there are a few positives
when your under two years old n/a to me know its a new car so no shortfall
£50 only excess
no charges for change but of vehicle or address/circumstances
free basic rac cover or +£40 for top cover (not sure re boat rtailers but will check
lowest excess replacement windscreens
Uk local offices ,and includes legal cover
so not saying its way to go by any stretch ,but works for me as i tend to get too wound up when i realise i have to pay for trivia ,too old now for a load of hassle about a truck
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26 July 2020, 17:40
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#15
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Member
Country: UK - Scotland
Town: Easdale
Boat name: Miss Isle
Make: Solent 6.9
Length: 6m +
Engine: 225 optimax
Join Date: Jan 2008
Posts: 1,427
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My motorhome is 2001 and is covers through mayday and so green flag. If you can’t go direct it might be with taking out membership. Personal cover any size trailer etc is well worth the price imho at circa £120
__________________
I was born not knowing and have had only a little time to change that here and there.
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