Welcome to the board
A proper expensive boat cover is probably best. With that said I just use a tarp that lasts a year or two. The trick with a tarp is to have it cover from bow to stern, and run a rope from bow to stern. Support the rope with sticks of wood, or build some kind of christmas tree stand for stability. The tarp needs to form a tent. As I keep mine on a trailer it is easy to just use metal quick clamps from Home Depot @$.99 each. They rust but who cares, as they function perfectly for years.
Brand of tarp is hard to say. Remarkably the Costco ones are really good. I use them for covering my tractors even. Harbor Freight even sells decent ones, and I would bet most are made in China no matter where you buy.
In the summer I also open up the bow to vent heat to lessen damage.
I've never seen a Saturn boat in person so I have idea what the holes in the floor are. When I had a Zodiac it had drain plugs that were below deck. For beach recovery with an already heavy boat I added in a Whale brand bilge pump.