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Old 01 June 2023, 14:33   #1
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Country: UK - Wales
Length: 6m +
Join Date: Aug 2013
Posts: 171
Insurance
(seemed best sub-forum)

It's renewal time .... I have been using Porthcawl Insurance Brokers for over 20 years
Thye currently use Cardinal Mark Policy
Worth checking market for alternatives - who do you use ?
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Old 01 June 2023, 17:57   #2
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Country: UK - Scotland
Town: Aberdeenshire
Boat name: Sula
Make: Ribcraft 4.8m
Length: 4m +
Engine: Tohatsu 70hp + aux
MMSI: 235087213
Join Date: Jun 2007
Posts: 4,650
RIBase
Can't fault craftinsure. Been with them for years. Never had to claim, thankfully.

Good example - my insurance is under a launch and retrieve policy as I'm a lot of others are too. We were heading to Argyll last Friday morning and it suddenly dawned on me the boat would be in the harbour so the policy needed changed temporarily. Quick phone call, cover added (excess is doubled if you claim), but for nominal fee I was covered for 14 days.
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Is that with or without VAT?
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Old 01 June 2023, 19:07   #3
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Country: UK - England
Boat name: Redneck
Make: Excel
Length: 3m +
Engine: 20 efi & 9.8 2s
Join Date: Jul 2020
Posts: 3,477
+1 Craftinsure
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Old 01 June 2023, 19:19   #4
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Country: UK - Scotland
Town: north ayrshire
Boat name: charlie girl
Make: S/R5.4/regal3760
Length: 10m +
Engine: Suzukidf70 2x6lp 315
Join Date: Jul 2009
Posts: 4,017
Craftinsure! as a family we have made 3 claims & all were dealt with promptly & fairly, My pal had a partial sinking of his yacht & had a claim of over 25k which they were good with too.
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Old 01 June 2023, 20:32   #5
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Country: UK - Wales
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I'll try them for a quote
Thanks
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Old 02 June 2023, 14:57   #6
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Country: UK - England
Town: southampton
Boat name: TOP CAT 2
Make: Scorpion 8.1
Length: 8m +
Engine: 250hp HO
Join Date: Aug 2003
Posts: 1,827
I am with craft insure. I like the app for renewals and monthly payments
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Old 02 June 2023, 15:05   #7
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Country: UK - Wales
Length: 6m +
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OK tried CraftInsure .... they turn out more expensive, about 15% more.
I have emailed them with a Q, to see if they want to review quote.
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Old 02 June 2023, 15:37   #8
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Country: UK - England
Town: Winchester
Boat name: The Rubber Duck
Make: Avon 3.10
Length: 3m +
Engine: Tohatsu 9.8
Join Date: May 2009
Posts: 703
Another one with Craftinsure
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Old 02 June 2023, 20:38   #9
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Country: UK - England
Town: suffolk
Boat name: not yet
Make: Gemini + XS
Length: 5m +
Engine: Suzuki 140/merc 60
Join Date: Jan 2015
Posts: 1,299
GJW is my go too ,got renewal for one boat today which was up 6% from last year ............did go to craftinsure year before last but was pricey on renewal ,easy to cut premium however with high excess i did find
Did just do quote on craftinsure but was £25 more than my renewal !
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Old 03 June 2023, 22:25   #10
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Country: UK - England
Town: Worcs-West Mids border
Boat name: .
Make: .
Length: 3m +
Engine: Suzuki 20HP EFI
Join Date: Oct 2022
Posts: 188
Although I don't have any recommendations for an insurer, I did come across this web page last night (I have no connection to the company to whom the site belongs), which mentions some interesting "get out clauses" that insurers might use to avoid paying up (in the section named "Common Exclusions in Boating Insurance Policies").

Trello.
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Old 04 June 2023, 05:37   #11
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Country: UK - England
Town: Worcs-West Mids border
Boat name: .
Make: .
Length: 3m +
Engine: Suzuki 20HP EFI
Join Date: Oct 2022
Posts: 188
Ha! Would help if I added the web address!

http://www.penninemarine.com/boat-insurance
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Old 05 June 2023, 16:25   #12
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Country: UK - England
Town: N. Devon
Boat name: (Not Another) Nutkin
Make: Highfield
Length: 6m +
Engine: Outboard, Honda 135
MMSI: 232036183
Join Date: Dec 2008
Posts: 2,046
RIBase
I jumped to GJW a couple of years ago when a certain Mr M wasn't able to quote - seem to be competitive.
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