Low cost basic rib insurance?

[simsy]

Hi, never had any boat insurance before, but can anyone suggest a bare minimum cover company please ?

20 odd knot speed 4.1m rib

[whisper]

Originally Posted by simsy

Hi, never had any boat insurance before, but can anyone suggest a bare minimum cover company please ?

20 odd knot speed 4.1m rib

Give Craftinsure a call

[simsy]

Craft insure are very expensive , just got a price!!!!

[whisper]

Originally Posted by simsy

Craft insure are very expensive , just got a price!!!!

How much?

[whisper]

Just had a quick look and Craftinsure says £42 per year with £50 excess based on a small motor boat worth £2000

[simsy]

Annual Premium 1: £192.50 Excess: £150.00
I asked for basic liability cover only
Way too much!

Just did a Online quote with them..........

Boat Type: Motor
Boat Value: £5,350
Previous Claims: none
No claims Proof: No

Quote Premium Excess Select
Quote 1 £97.69 £50.00
Quote 2 £85.59 £100.00
This premium includes insurance premium tax at 6%.

This premium would be paid annually

[jambo]

Try Euromarime been with them for years.

Sent from my iPhone using Rib.net

[willk]

Simsy - is your Quicksilver a RIB, or a SIB?

[falcon0310]

well mine with them 275 and i hate insurance think that cheap

[simsy]

It's a double skin fiberglass rib..

[willk]

Originally Posted by simsy

It's a double skin fiberglass rib..

Hmmm, you might be snookered. IIWY, I'd CALL them and ask if (with your tiny motor and almost a SIB type RIB), you might be considered under the Small Motorboat catagory...

Which as Wispa suggests, is a hell of a lot cheaper

[colcreate]

Basic Boat Liability only insurance

Quote and Buy

£89.95 (Cat 3)

I used them on my old ribs. The boat & equipment isn't covered for theft, just basic liability.

[Copinsay]

I'd also check with your house insurance provider - NFU Mutual did a good add on for me.

Probably not the cheapest but brilliant customer service and never any haggling about claims.

Best wishes

Steve

[apples]

i have a yam360S mercury 15 which i use in spain 9 months of the year. i insure for 3rd party liability as required by spanish law, no cover for boat itself this costs me £29 a year from a german ins. company with a plymouth address contact Yacht Insurance - Boat Insurance YACHTING24 very good value for basic legal cover or more comprehensive if you wish, hope this helps

[simsy]

Cheers apples, more like it £39. For £3,000,000 liability cover....

Just sold my 360s, great boat...

[PeterM]

As some of you may know I 'do a bit of insurance' as a 'real' job. ...As such I thought I'd post this as a point to note. I'm not saying that cheap is always rubbish, or that £3m cover isn't enough...but while the story below isn't a boat it could equally apply to a boat accident in the summer when the sea is busy etc - and we have all seen/ read several accident reports recently...

A teenage girl paralysed in a car crash in which her mother was killed is to receive £23m compensation, thought to be record damages.

Agnes Collier, now 17, a pupil at Cheltenham Ladies' College, suffered spinal injuries "at the very highest level of severity", which left her with no use of her legs and little function in her arms after the accident, on the A436 in Gloucestershire in March 2009.

Her mother, Karen Hood, 48, a teacher at Cheltenham College Junior School, was killed and her older brother, Rufus, suffered a serious head injury, from which he has made a good recovery.

Agnes's father, Dominic Collier, 57, an investment banker, and her stepmother, Jannene, were at the high court in London for the approval of a damages award against the insurers of Anthony Norton, the motorist who caused the accident when he pulled out of of a side road, causing the family's car to be hit by an oncoming lorry.

In November 2009 Norton, 48, of Andoversford, Gloucestershire, pleaded guilty to causing death by driving without due care and attention. He was sentenced to six months' jail, suspended for a year, was banned from driving for 18 months and was ordered to do 300 hours' unpaid community work.

Norton, who worked for BMW, resigned from his job after the accident because he could no longer face driving. At his sentencing hearing, Collier and his daughter gave a statement saying they did not want to see him imprisoned.

Agnes's counsel, William Norris QC, told Mr Justice MacDuff she was a "truly remarkable young lady" and a very bright girl who had done astonishingly well in returning to school and taking her AS-levels. She had done wonderfully at school, although with the need of a scribe to do her work she felt she had not achieved the results and career she had hoped for, though she aspired to go to university.

"Her determination is extraordinary," Norris said, "but she has been blessed with a family who are thoroughly supportive, and her stepmother has been a tower of strength."

Ben Browne QC, for the insurers, said the tragedy had hit the entire family, of Naunton, near Cheltenham. It had started with the grievous blow of the loss of a devoted wife and mother, and, he added: "On top of that, they had to contend with the injuries to Agnes, which were at the very highest level of severity.

"It is difficult to imagine how the family was going to cope with those terrible blows coming together, but it is enormously to their credit that they have coped and managed to give Agnes a quality of life which would have been really unimaginable in the early days following this tragedy.

"Mr Collier and his new wife have succeeded in rebuilding a family which was so shattered."

After the hearing, the family's solicitor, Paul Paxton, of Stewarts Law, said the award would be worth £23m over Agnes's lifetime. Composed of a £7.25m lump sum plus annual payments of £270,000, it is believed to be the highest ever for personal injury, topping the previous record, of £12.2m.

He added: "While it is a lot of money, Agnes's needs are great." She would have those needs for the rest of her life, he said.

"The family want to be able to move on with their lives now this chapter has closed.

[simsy]

Cars are very dangerous things for sure.... 1,000,000 million people killed by them each and every year....

I only want insurance to make launching easier..

I take safety very seriously and insurance is not safety, it's financial risk management....

[whisper]

Had a quote today for my Y Class

£70 fully comp with £50 excess

Or

£59 full comp with £100 excess

[treerat]

I've used these for the last 4 years - Boat insurance, online quote for your boat, yacht or dinghy in the UK

But will look at the others in this thread come May

Ta

[cexton1]

I am with Noble Marine, £50.37 for a 3.1m with a 5hp engine. Fully comp.