RIB insurance

[thewavehumper]

I don't really think anybody is going to insure you for an unnatended unsecured boat. Think about it you park up in a nice bay on the Isle of White, nip down the pub for a few and somebody turns up on water and land and removes your VHF and GPS

[John Kennett]

Originally posted by CJL
Delta's are the best hull available - anybody else who says differently is lying

Best for what exactly? Although they are undoubtedly seaworthy, they give a hard and very wet ride and certainly don't come at the top of my wish list.

Are you calling me a liar?

John

[CJL]

For fear of starting a entire thread on "which hull is best" I`d like to make the following addendum;

In MY OPINION Delta make the best hull in comparison to Ribtec's, Cobra's, Humber's, Zodiacs, Tornados, Ribcrafts, Ballistics, Avons and a few others I cant be bothered writing down.


Chris

Disclaimer;
This posting is not a red rag and you are not a bull!
Please do not feel under pressure to tell me you feel i`m wrong!

[thewavehumper]

So why d'you buy a humber

[seatreks]

Highly recomend PIC, have commercial insurance with the chaps for the last 3 years......they are always ready to help and the premiums are very competitive

[CJL]

Cause my Delta was getting old on me!

There was no way I could manage with anything bigger or more expensive and a smaller, newer and faster Humber seemed the way forward. (Have you tried to tow a 6.7m Delta behind a VW Golf?)

I had a look at a few Deltas on the second hand market and they were all in poor condition and needed to much work doing on them. I`ve already been through that chore of doing up a boat and I dont want to get back into it for a while. I`m gonna enjoy boating rather than DIY!

I`ve driven a few Humbers previously and they seem OK. I`m sure lots of people love and hate them for a variety of reasons. (I associate them with divers - never a good thing!) We`ll see how this one goes and if its a dud I`ll get rid at the end of the season.

Chris

[Brian]

[QUOTE]Originally posted by thewavehumper
[B]I don't really think anybody is going to insure you for an unnatended unsecured boat.

Not quite what you said, Stuart, but my Colin Curtis Insurance with Haven-Knox-Johnston states:
"no claim shall be allowed in respect of:-
1) loss, damage (etc.)......................being left unattended off an exposed beach or shore"

So presumably I am covered if it is left unattended otherwise? Which is a good job as I left it once for 9 hours drifting around on it's own in the Baia du Seine !

[Rogue Wave]

I jhust had this through e mail

I can't recomen this company enough, we have our 4 boats insured with em and when I neeeded to make a claim they were very helpul

So heres some details


Porthcawl Insurance Consultants Limited
Specialist Marine Insurance Services
43 Mary Street, Porthcawl, Mid Glamorgan, UK, CF36 3YN
Telephone: (01656) 784866 Facsimile: (01656) 784872
E-Mail: Reception@porthcawl-insurance.co.uk
Web Site: www.porthcawl-insurance.co.uk
Dear Sirs

RE: Commercial Marine Insurance.

I would like to introduce my company you, we are a specialist marine insurance broker and are able to offer you a 1st class marine insurance service. Our family run business has been advising clients for over 35 years.

Within the last 12 months we have noted that the many insurers have either withdrawn from the marine market or have increased their premiums especially in the commercial marine/Charter Market.

Has you insurance premium increased?

Is your policy shortly due for renewal within the next 3 months?

Why not try us again for a quote?

We may be able to save you time and money as we are Independent Marine Insurance Advisers with access to several quality UK marine insurance providers including policies through Lloyds of London .

Here are just a few reasons why you should consider Porthcawl Insurance Consultants Ltd to arrange your marine insurance:


Expert Friendly advice from a family run business with over 35 years experience.
Independent Marine Insurance Advice from a range of quality UK marine insurance providers
Lines open 7 days
Cover arranged for all types of Marine Craft including commercial craft
Immediate Cover & Quotations if required
£2 Million Third Party Cover on all policies as standard
Underwater Damage cover to hull and engine(s) as standard
Personal Accident Cover
Land Transit (if applicable)
12 Months in Commission
Dropping off or falling overboard of outboard motors
Flexible payment terms
Fast & Efficient claims service
If you have any queries or would like to discuss your requirements, please do not hesitate to call me, I would happy to assist you or e-mail or log onto our web site and complete our online quotation questionnaire for a free NO obligation independent quotation.

Yours sincerely

Stephen L Knipe, Managing Director

[Louise]

Originally posted by Rogue Wave
several quality UK marine insurance providers

Rogue,

If it's not a tad inquisitive, who underwrites your policies?

[Rogue Wave]

gArfish union or was It gArfish accident nono It's Nobbers Uniun.

basically whatever that Mob is called nowadays I thinkit's Norwich Union

cheers
Stuart

[Jono]

I would like to say that I sent out over 12 enquiries and the most positive response that I have received so far has been from Porthcawl Insurance Services! They do seem to know their market and I will be placing my business with them. Hats off to Steve at Porthcawl! Cheers, Jono.. a newbie, who definitely is NOT ginger...

[CJL]

Well after checking all these various replies I`ve made loads of phone calls and got lots of quotes.

For a 13K RIB with an excess of £250 most premium quotes were coming back between around £260 and £350 a year.

All of them had some kind of problem with the policy, boat too fast, no water skiing, large rock attached to wheel clamp, etc etc.

I`ve decided to go with a case of "better the devil you know" approach.

Bishop Skinner on the RYA Advantage Scheme have quoted me £320 with a £250 premium. But it includes legal cover which was an extra £20. My boat is insured anywhere so long as it has a wheel clamp and an outboard motor lock. (type not specified) It has to be ashore unless agreed in advanced (I can managed with that).

So hopefully I`ll not have to claim but if I do I`ll come back and let people know how the process went.

Cheers for everybodies help

Chris