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22 February 2013, 12:21
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#1
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Member
Country: UK - England
Town: Doncaster
Boat name: Hustler
Make: Humber
Length: 5m +
Engine: 90 etec
Join Date: Dec 2012
Posts: 197
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Rib insurance
Hi anybody able to recommend a good company to insure my rib as I'm new to boating and I don't want to get ripped off. :-)
Sent from my iPad using Rib.net
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22 February 2013, 12:23
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#2
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Member
Country: UK - Scotland
Town: Girvan & Tayvallich
Boat name: Breawatch
Make: Ribcraft
Length: 5m +
Engine: Mercury 150 F/stroke
MMSI: ex directory!!
Join Date: Sep 2008
Posts: 6,203
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Quote:
Originally Posted by match
Hi anybody able to recommend a good company to insure my rib as I'm new to boating and I don't want to get ripped off. :-)
Sent from my iPad using Rib.net
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It's one that has been discussed a few times. May I suggest you do a search.
Sent from my iPhone using Rib.net
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jambo
'Carpe Diem'
Member of the ebay Blue RIB cover club
Member of SABS ( Scottish West Division)
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22 February 2013, 12:24
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#3
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Member
Country: UK - England
Town: West Bromwich
Boat name: Ellie V
Make: Excel Voyager 520
Length: 5m +
Engine: Evinrude 75 HP
MMSI: 235 908 287
Join Date: May 2012
Posts: 689
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Match, to be honest, there are loads of insurance companies out there, as yet in 15 years of having a boat, I have been lucky and never had to claim, so I do not know if the companies I have used are any good.
So in short, I cant answer your question, however I am sure someone will soon.
Steve
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22 February 2013, 13:50
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#4
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RIBnet supporter
Country: UK - England
Town: Warwickshire
Boat name: Impulse
Make: Ribcraft
Length: 5m +
Engine: Suzuki 140
Join Date: Sep 2011
Posts: 1,020
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Again same answer as above, you never know how good an insurance company is until you need to use them by way of a claim.
If it helps I am with craftinsure they are well priced and flexible I had problems last year getting cover to go in convoy to the channel Islands this company covered it. HOWEVER, thank fully I have not made a claim so proof is in the pudding.
I know there are a few guys with them. Craftinsure Boat Insurance | Compare Yacht, Narrowboat, Dinghy, RIB, Speedboat, Canoe and Kayak Insurance
PeterM can advise who not to insure with
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22 February 2013, 13:58
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#5
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Member
Country: UK - England
Town: macclessfield
Boat name: Reach Out
Make: Quicksilver
Length: 4m +
Engine: 30hp Tohatsu EFI
Join Date: Aug 2010
Posts: 301
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Yacht Insurance - Boat Insurance YACHTING24
one that I used as it was the cheapest i.e. £39 for a rib with 30hp.... third party £3,000,000 cover
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22 February 2013, 14:11
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#6
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Member
Country: UK - England
Town: Caernarfon
Boat name: Bay Bar Dos
Make: Tornado
Length: 6m +
Engine: Honda 130
MMSI: 235092178
Join Date: Sep 2010
Posts: 557
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CRAFTINSURE were good for me, I had to claim last year and they paid out with only one quotation from Menai Marine and didnt even send a surveyor out, policy has gone up a bit this year but still stook with them for their previous service
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22 February 2013, 14:48
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#7
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Member
Country: UK - Scotland
Town: north ayrshire
Boat name: charlie girl
Make: S/R5.4/regal3760
Length: 10m +
Engine: Suzukidf70 2x6lp 315
Join Date: Jul 2009
Posts: 4,028
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Craftinsure.com
are susspiciously cheap used them for ages & always thought this could be difficult if I had to claim but had a claim of several thousand pounds a couple of years ago & they couldnt have been better
I'm always suspicious of companies like them that do all there business online & expected to have to do all the claim online too but it wasnt they were always there at the end of the phone & returned calls if they didnt have the answer straight away
highly recomended
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22 February 2013, 15:05
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#8
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Member
Country: UK - England
Town: Doncaster
Boat name: Hustler
Make: Humber
Length: 5m +
Engine: 90 etec
Join Date: Dec 2012
Posts: 197
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Quote:
Originally Posted by simsy
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Hi thanks but I'm after comprehensive thanks Nigel
Sent from my iPad using Rib.net
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22 February 2013, 15:16
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#9
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Member
Country: UK - England
Town: sheffield
Boat name: vyper 2
Make: humber
Length: 5m +
Engine: petrol 115 optimax
Join Date: Aug 2007
Posts: 33
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insurance
hi my thought's go to
Curtis Marine Insurance Plymouth
or Alker Brothers in Manchester
a quick Google will find there details
John
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22 February 2013, 15:53
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#10
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Member
Country: UK - England
Town: macclessfield
Boat name: Reach Out
Make: Quicksilver
Length: 4m +
Engine: 30hp Tohatsu EFI
Join Date: Aug 2010
Posts: 301
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Quote:
Originally Posted by match
Hi thanks but I'm after comprehensive thanks Nigel
Sent from my iPad using Rib.net
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They do comprehensive also.
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22 February 2013, 16:36
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#11
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Member
Country: UK - England
Town: Ashton-under-Lyne Lancs
Boat name: IMOGEN
Make: Air-Craft 5.4
Length: 5m +
Engine: Suzuki df70a
MMSI: 235087492
Join Date: May 2010
Posts: 7,078
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Craftinsure for me as well, and you can pay monthly and stop your payments anytime.
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Member of S.A.B.S. (Lancashire Division)
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22 February 2013, 16:42
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#12
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Member
Country: UK - England
Town: Royal Wootton Bassett
Length: 8m +
Engine: 250
Join Date: Jul 2008
Posts: 8,047
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Craftinsure for me too
Because they are cheap and was recommended them by the trade as being the best value for money
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23 February 2013, 12:31
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#13
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Member
Country: UK - England
Town: Bucks
Boat name: Blue & Ding Dong
Make: Ribeye,SR4 & Bombard
Length: 6m +
Engine: 115,50 & 15Hp Yams
Join Date: Feb 2004
Posts: 3,252
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There price dose seem good, dose any one know if the cover towing water skiers etc?
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Member of the Ribeye supporters club!!!
Member of Bombard 380 Aerotec club
Member of SR4 club
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23 February 2013, 12:50
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#14
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Member
Country: UK - England
Town: Dorset & Hants
Boat name: Streaker/Orange
Make: Avon/Ribcraft
Length: 4m +
Engine: 50Yam/25 Mariner
Join Date: Apr 2007
Posts: 5,551
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Quote:
Originally Posted by match
Hi anybody able to recommend a good company to insure my rib as I'm new to boating and I don't want to get ripped off. :-)
Sent from my iPad using Rib.net
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Nothing to do with Insurance - what boat did you get ?
Pete
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23 February 2013, 13:16
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#15
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Member
Country: UK - England
Boat name: ShaarkBait
Make: Zodiac 3.6 FR
Length: 3m +
Engine: Mariner 9.9 4-stroke
Join Date: Nov 2012
Posts: 364
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After the problems that the poor chap who killed his son found, check the small print to make sure that it covers the age groups that you intend to carry. He was not insured as his son was too young. But I guess, insurance won't bring his son back so it would have been little consolation even if he was covered.
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23 February 2013, 16:16
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#16
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Member
Country: UK - England
Town: N. Devon
Boat name: (Not Another) Nutkin
Make: Highfield
Length: 6m +
Engine: Outboard, Honda 135
MMSI: 232036183
Join Date: Dec 2008
Posts: 2,047
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I've used these for the last few years - Boat insurance, online quote for your boat, yacht or dinghy in the UK
Used to use Swinton but they got very expensive, very quick.
I don't like this exclusion found in some policies, including Craftinsure's; • Accidents whilst “BoatNameHere” is in transit by road
Found this in our dive club policy as well. Not good as my car insurance won't cover it either. At least the policy via Insure my boat covers transport.
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23 February 2013, 18:33
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#17
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Member
Country: UK - England
Town: Doncaster
Boat name: Hustler
Make: Humber
Length: 5m +
Engine: 90 etec
Join Date: Dec 2012
Posts: 197
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Quote:
Originally Posted by PeterM
Nothing to do with Insurance - what boat did you get ?
Pete
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Tornado 5meter with 50 hp Yamaha electric tilt and trim nav,fish finder a frame :-)
Sent from my iPad using Rib.net
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23 February 2013, 19:32
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#18
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Member
Country: UK - England
Town: Gloucestershire
Boat name: Osprey
Make: Osprey Vipermax
Length: 5m +
Engine: E-tec 300 G2
MMSI: TBC
Join Date: Dec 2006
Posts: 4,021
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Chris Stevens
Born fiddler
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26 February 2013, 13:34
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#19
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Member
Country: UK - England
Town: Plymouth
Make: Ribcraft
Length: 7m +
Engine: 200hp
Join Date: Sep 2012
Posts: 50
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I also need insurance for a Ribcraft 7.8 with a 250 Suzuki on the back? I have to say that insuring a boat is a minefield.
Craft insure want a design speed that is lower than 45 knots! I bet most of your boats go faster than this.
Towergate won't insure anybody for accidental injury that is under 18 or over 76. So unless I am negligent where there is then a third party claim against me (which has a high burden of proof) for anybody carrying children on his policy tuff luck!!
I think they are better insured if you are towing them on a ring or skis!
This is the wording of the Towergate Platinum insurance Policy in respect of personal injury:
Your Policy insures You and Your passengers for accidental death or accidental injury while You or they are on Your boat, or getting on or off it.
Exclusions - Your Insurers will not pay:
• If death or disablement happens more than 12 months from the date You or Your passengers have been injured;
• for anybody under 18 or 76 or over at the time of the accident;
Etc etc
It's not the broker that writes the policy it is the underwriters. Has anybody had a good read of their policy wording which would cover this? I would like my children insured as well as my adult guests.
Thanks.
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26 February 2013, 13:41
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#20
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Member
Country: UK - Scotland
Town: Glasgow
Boat name: Thunder
Make: Halmatic Arctic 22
Length: 6m +
Engine: 2 x 150 Etec
Join Date: Oct 2008
Posts: 523
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I use Bishop Skinner Marine, had to make a couple of claims which were dealt with well.
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