rib insurance

[helphelp]

Hi, can anyone please recommend a good insurance company for a rib.

Thank you.

[Matt]

Both my boats are insured with Porthcawl Insurance

[helphelp]

thanks for the reply, are they competitive

[Nasher]

There is no way of judging an insurance company until you have to make a claim from them and judge their reaction in terms of customer service plus payment amount and timing.

Tolerate have always appeared OK for me, but I've never claimed.

[beamishken]

Originally Posted by helphelp

Hi, can anyone please recommend a good insurance company for a rib.

Thank you.

Craftinsure.com are very competitive & easy to set up online. I've made a couple of claims over 20 years for 2 hard boats & they were very easy to deal with & fair. My pal had a partial sinking of his yacht & same result, very fair in settling. Another pal wrote off his rib & again they settled easily & fairly. Your dealing with a real person who handles your claim & you can ring & discuss with the person making the decisions. As others have said an insurance company only shows how good they are when you need to claim & my experience & several pals experience has been positive with craftinsure.com.
Highly recommend 👍

[Brinormeg]

Originally Posted by helphelp

Hi, can anyone please recommend a good insurance company for a rib.

Thank you.

Sib not rib……but another with craftinsure.

Whoever you go with just insure you check the small print

For example I take a photograph of the outboard lock on the sib on site if leaving on the water overnight. Along with a padlocked high security motorbike chain on another occasion.

Won’t stop a determined thief but evidence you’ve took some reasonable theft precautions for insurance claims.

[Nasher]

Originally Posted by Nasher

Tolerate have always appeared OK for me, but I've never claimed.

Not sure what happened there:

Towergate

[willk]

I've just cancelled a Craftinsure policy because mine didn't allow me to leave the boat afloat at night. initially I thought I could live with it, but I changed my mind. This clause depends on boat size and possibly your location.

[Brinormeg]

Originally Posted by willk

I've just cancelled a Craftinsure policy because mine didn't allow me to leave the boat afloat at night. initially I thought I could live with it, but I changed my mind. This clause depends on boat size and possibly your location.

Cheers for the heads up.....
I didn't follow my own advice to the op on renewal this year ( reading the small print).....so will double check just in case mines changed.

[Steve509926]

Originally Posted by willk

I've just cancelled a Craftinsure policy because mine didn't allow me to leave the boat afloat at night. initially I thought I could live with it, but I changed my mind. This clause depends on boat size and possibly your location.

I noticed the same clause last year, had a word with them and they have amended my policy to include leaving overnight unattended on tidal and non tidal moorings. Obviously it was at a cost to think it's an extra £20.

[beamishken]

Originally Posted by willk

I've just cancelled a Craftinsure policy because mine didn't allow me to leave the boat afloat at night. initially I thought I could live with it, but I changed my mind. This clause depends on boat size and possibly your location.

They are very accommodating if you ring & ask the question, my hard boat policy didnt cover being kept on a swing mooring but I bought a mooring a few years ago & wanted to move from a marina, I rang them & the added cover to my policy for an extra charge, something ridiculous like 40 or 50 quid a year extra for £100k cover.
I've known other folk ask for extra cover not in their basic policy & they added what was required no problem.

[Fenlander]

Been with Craftinsure for about 12yrs now. Never had to claim but like Ken and others found them flexible and helpful re tailoring your policy.

[helphelp]

Thanks for all the replies and info !

[fastasfox]

Insure4boats...my third year with them and easy to sort online 5m Rib Inc water Skiing, craft in transit, £280 for the year. It has to be said though that I haven't made a claim.

[lakelandterrier]

+1 for Porthcawl, I've found them to be competitive on premiums and friendly to deal with - I've never had to make a claim (touch wood) though.
Get some quotes from a range.
Let us know who you go for and why

[peter roper]

I have my rib insured with porthcawl . No problems so far. It is always good to speak to a friendly person on the phone when renewing my cover. Not to mention the reduced premium amount I paid this year. Keep it up porthcawl.