If you're just getting into boating, look for a 5 metre RIB with 50-70 HP. Expect to pay 7-10K for something reasonable, but you're not going to get anything great. But, it will get you out on the water and will give you the experience to figure out if it's what you enjoy and what you want from a boat. You'll probably not lose anything on it either, especially if you upgrade and trade it in.
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Steve
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