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15 April 2013, 08:26
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#1
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Member
Country: UK - England
Town: Daventry & Beaulieu
Boat name: Tigga2
Make: Ribcraft 4.8
Length: 4m +
Engine: Honda BF50
MMSI: 235900806
Join Date: Jun 2011
Posts: 984
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Where to get quotes for insurance on small rib
I have just purchased a new rib, a SR4 Thanks to the ribnet members (whisper peterm and timm) that gave me lots of helpful advice.
I now need to arrange boat insurance before i collect it. Who are the best insurance companies or brokers for insurance on a small rib, and what ballpark figure should I be expecting?
Chris
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Chris Moody
Rib Tigga2 a Ribcraft 4.8 with a Honda BF50
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15 April 2013, 08:28
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#2
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Member
Country: UK - England
Town: Royal Wootton Bassett
Length: 8m +
Engine: 250
Join Date: Jul 2008
Posts: 8,047
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Nice one
PeterM is the man when it comes to insurance, however I've always used craft insure.
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15 April 2013, 08:51
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#3
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RIBnet supporter
Country: UK - England
Town: Warwickshire
Boat name: Impulse
Make: Ribcraft
Length: 5m +
Engine: Suzuki 140
Join Date: Sep 2011
Posts: 1,020
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+1 for craftinsure. I suggest you contact PeteM by phone he doesnt talk about Boat insurance after last time someone asked on here
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15 April 2013, 08:54
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#4
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Member
Country: UK - Scotland
Town: Girvan & Tayvallich
Boat name: Breawatch
Make: Ribcraft
Length: 5m +
Engine: Mercury 150 F/stroke
MMSI: ex directory!!
Join Date: Sep 2008
Posts: 6,203
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Quote:
Originally Posted by AJ.
+1 for craftinsure. I suggest you contact PeteM by phone he doesnt talk about Boat insurance after last time someone asked on here
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I have always used Euromarine never had any issues with them
Sent from my iPhone using Rib.net
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jambo
'Carpe Diem'
Member of the ebay Blue RIB cover club
Member of SABS ( Scottish West Division)
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15 April 2013, 13:07
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#5
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Member
Country: UK - Scotland
Town: north ayrshire
Boat name: charlie girl
Make: S/R5.4/regal3760
Length: 10m +
Engine: Suzukidf70 2x6lp 315
Join Date: Jul 2009
Posts: 4,028
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Ive used craftinsure for 10 years & unfortunately had to make a claim a couple of years ago & although I expected them to say "sorry your not covered for that sir" they paid up a substantial amount without question
I was very pleased with the outcome & found them excellent to deal with throughout
I wouldn't go anywhere else
& there cheaper than anywhere else too
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15 April 2013, 13:33
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#6
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Member
Country: UK - England
Town: Exeter
Make: Highfield
Length: 5m +
Engine: Honda BF90
Join Date: Mar 2013
Posts: 272
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Hi. I recommend Mercia Marine. Premium will depend on value, power, experience and NCB, but my research found them very competitive. As with others, you can get an instant online quote without obligation. Always remember to read the small print about storage and security as rules vary between insurers.
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Happy when wet!
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15 April 2013, 13:50
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#7
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Member
Country: France
Town: Côte d'Azur
Boat name: Beaver Patrol
Make: Avon Searider SR4
Length: 4m +
Join Date: Jan 2004
Posts: 5,934
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Craftinsure are certainly nice and easy to deal with; everything done on-line instantly and you can go with a monthly policy if you only plan to have the boat for a short time which is handy. I've spoken to them in the past about adding cover for RYA training and cover for non-commercial safety boat work and that hasn't been a problem.
I now have a Denovo commercial policy which covers any boats and trailers in my possession along with a few other bits like public liability. They are generally quick to come back to me with any changes to the policy, and I think it (the policy) represents good value. The only slight downside was recently when I wanted a quote for cover for a boat I'm currently doing up for charter work but they wouldn't even quote or give me a rough idea what this would be without a survey which I found a bit irritating!!
Finally, steer clear of Towergate Mardon. Over six months to settle a claim, and the case was handled very, very poorly (Oh I seem to have lost all of the paperwork, would you mind sending me over everything again). I know I'm not alone!
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15 April 2013, 13:53
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#8
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Member
Country: UK - England
Town: Dorset & Hants
Boat name: Streaker/Orange
Make: Avon/Ribcraft
Length: 4m +
Engine: 50Yam/25 Mariner
Join Date: Apr 2007
Posts: 5,551
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Quote:
Originally Posted by AJ.
+1 for craftinsure. I suggest you contact PeteM by phone he doesnt talk about Boat insurance after last time someone asked on here
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Yes .I do recall. ..Its not my speciality at all, yes I can arrange it, but folks have good and bad experiances from all companies & brokers..
As has been said - check what you need by way of locks/ clamps etc and make it as hard as possible to steal.
However its not only being stolen you're paying for - own damage and third party liability are in there too ! cheapest isn't always best and most expensive isn't always good quality ( much like the boats themselves)
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15 April 2013, 13:58
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#9
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Member
Country: UK - England
Town: Dorset & Hants
Boat name: Streaker/Orange
Make: Avon/Ribcraft
Length: 4m +
Engine: 50Yam/25 Mariner
Join Date: Apr 2007
Posts: 5,551
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Quote:
Originally Posted by Tim M
Finally, steer clear of Towergate Mardon. Over six months to settle a claim, and the case was handled very, very poorly (Oh I seem to have lost all of the paperwork, would you mind sending me over everything again). I know I'm not alone!
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Oh yes that was the company I was slated for suggesting were not overly professional! ....I'll leave it there ..I dont take it personally or anything like that ........
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15 April 2013, 21:39
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#10
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Member
Country: UK - England
Town: Basingstoke
Make: Ribeye 785s
Length: 8m +
Engine: Honda 225 K3
MMSI: 232018159
Join Date: Oct 2012
Posts: 108
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I am just about to switch from Noble Marine to craft insure - but actually when I had a smaller boat, Noble marine were the best priced - and they are very responsive to changes, questions, etc. so worth doing a quick online quote with them and craft insure.
Agree, no others come close.
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16 April 2013, 10:15
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#11
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Member
Country: UK - England
Town: N. Devon
Boat name: (Not Another) Nutkin
Make: Highfield
Length: 6m +
Engine: Outboard, Honda 135
MMSI: 232036183
Join Date: Dec 2008
Posts: 2,047
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I use Insure My Boat and they've pointed me to a Navigators and General policy that seems to tick the right boxes
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